Grove is your partner for everything personal finance. Like working with a personal trainer at the gym, you’ll work with a Certified Financial Planner™ who will review your financial situation and discuss your goals. Your advisor will then create a plan for you with actionable to-do’s to maximize your money and put you on track to reach your financial goals. As part of your membership, Grove supports you by discussing your concerns, keeping you accountable to make progress on your money, and helping to adapt your strategy for any changes that life brings your way.
Your financial plan maps out a path to your goals. It starts with an overview of your current financial situation, capturing all of your assets, debt, income, and expenses. You’ll get specific recommendations on where to hold your assets, how much you need to be saving, what investments to hold in your portfolio, and more! We then focus on your goals, to help you understand what you’ll need to do to prepare for these milestones. For example, if you want to buy a home, we’ll help you estimate what price range you can afford, and help you understand and prepare for the expenses, from the down payment to property tax and maintenance. The most important part of the plan is your to-do list that summarizes the specific tasks you’ll take to put the plan in action. You can access your plan online and check off your to-do’s as you accomplish them!
We’re happy to walk you through a sample plan. Join an online intro session here .
At Grove, each client starts by working with a Certified Financial Planner™ to put together a personalized and comprehensive plan. Our priority is to understand your goals and create a strategy for you to accomplish them. Depending on your situation, your plan may include recommendations on how much money should be invested and how it should be invested. Robo-advisors focus only on the investment portfolio you have with them, and generally are not much help in answering questions beyond that. In contrast, we can make recommendations around setting aside money, paying off debt, how much you need to save, and how to take best advantage of company and retirement benefits. Every situation is different and our advisors take the time to figure out the best comprehensive plan that is unique to each client. While you’re a client, our advisors are here as a partner to help you reach your financial goals — to check in, answer questions, and help keep you accountable!
We can! We believe that financial planning and investing are closely connected, and we provide investment recommendations as part the planning service. For Grove clients who are interested in having an expert implement, monitor, and rebalance that investment strategy, we offer Grove Invest. It allows clients to take another responsibility off their plan - and the best part is that if your plan changes, we’ll seamlessly update your investment portfolio. Learn more about Grove Invest.
When you join, we will evaluate your situation and match you with an advisor that is a good fit for your needs. Our advisor team frequently works together to figure out the best advice for their clients, so you’ll have the combined power of planning algorithms and a team of advisors behind your strategy!
Yes! We can help with any of these questions and more. The answer to each of these questions will be different depending on each situation. We spend time getting to know you so we can tailor the plan to you.
Once you complete your online profile and have an initial call with your advisor, we’ll typically deliver your plan in 2-4 weeks.
Keeping your personal data private and secure is a top priority at Grove. We have designed our systems with multilayer security protections in place. When you are logged-in to our website, the information is transmitted with the same level of encryption used by banks and the military. Your encrypted data is stored on servers in a heavily guarded data-center. We have internal processes in place so that access to your data is restricted to only our employees who need to see it. Further, we routinely audit our network to ensure that there are no vulnerabilities and that no unauthorized access has taken place.
Take a look at our About us page for current openings. Interested in joining Grove but don’t see a perfect position? Speak up! Tell us your story, write your job description, and send us your resume to firstname.lastname@example.org.
Send us a message to learn more about Grove and understanding if we’re right for you.